About Us

We are focused on one thing - MPF

Better Retirement Outcomes

MPF Ratings was launched in 2010 and has become the market leader in the voice supporting the maximisation of Hong Kong’s retirement savings.

MPF Ratings' objective is to raise the quality of MPF scheme performance and services and increase the governance and compliance standards of scheme providers.

By providing thorough, independent and unbiased assessment of all MPF Scheme key features, MPF Ratings achieves its core objective by driving better outcomes for MPF members.

MPF Ratings provides research, analytics, consulting and technology products and services back to all commercial participants of the MPF industry. However, MPF Ratings also enables consumers to identify the best value for money schemes and the better performing funds and service providers through the publication of MPF Ratings logos, awards, views and opinions.

What sets MPF Ratings apart from competitors is its independence and willingness to publicly take a position or view on the quality of market participants and their performance along with an outspoken view on industry initiatives and regulation.

Our Team

We are retirement savings experts specialising in ratings, research, technology and consulting providing the MPF industry with the tools and intelligence required to build value for their members and reach their strategic goals.

We are focused on one thing – MPF.

Angie Lo

Research Manager

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Angie Lo joined MPF Ratings as Research Manager in 2013 and has quickly become a much sought after source of MPF performance data, analytics and insights.

At MPF Ratings Angie is now responsible for the quantitative and qualitative assessment of all scheme assessments including ratings and awards and oversees all client reporting and support.

Angie has developed an unmatched understanding of the MPF industry performance and a very high degree of analytical skill to uncover key outcomes, trends and insights for MPF Ratings’ audience.

Angie’s data and analytical skills were initially honed as the Assistant Vice President - Investment Analytics at State Street Bank & Trust Co. Angie previously worked at State Street for more than 12 years with extensive experience in fund administration including performance and analytics, investment compliance and fund accounting. This experience covered clients across the Asia Pacific region. Angie has also previously acted as a Financial Services Executive at HSBC.

Angie is a Certified Financial Analyst (CFA) and holds a BSocSc in Finance from the University of Hong Kong.

Francis Chung

Executive Chairman

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Francis Chung is the Executive Chairman of MPF Ratings Ltd and is Hong Kong’s foremost independent commentator on saving, investment and retirement matters.

Francis has spent almost three decades working in the investment management industry. Prior to establishing MPF Ratings, Francis held senior investment, product, and business development positions at HSBC, Schroder Investment Management and Goldman Sachs. This diverse experience affords Francis unique insights when creating customer led saving, investment and retirement product, services and solutions; the key to which is a positive and enduring customer experience because the only thing that is certain when investing is time. In 2012 Francis pioneered the public scrutiny of MPF Schemes through MPF Ratings’ Gold, Silver and Bronze rating of Schemes. The ratings are now an industry standard, used by Scheme Sponsors to promote a schemes’ overall quality.

Born in Australia, Francis has lived in Hong Kong for the past 14 years and when he is not scrutinizing MPF Schemes, he is scrutinizing Hong Kong’s professional football clubs to ensure, like the MPF industry, the football industry too delivers a better experience to the Hong Kong public.

Francis holds a Business degree from the New South Wales University of Technology with a major in Finance and Economics.

Jason Clarke

Director

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Jason Clarke is a retirement savings specialist with a strong history of providing innovative and valuable insights, products and services to the pension industry and driving better outcomes for members. As a financial services executive, Jason has a consistent record of building revenue and earnings in highly competitive markets by delivering strategic change to advantage and generating value for shareholders by identifying and developing high quality solutions and outcomes for clients.

Jason has over 20 years’ experience in financial services and was responsible for identifying and leading the acquisition of Australia’s leading investment research house, Lonsec, and merging the business with SuperRatings to form Lonsec Holdings. He was the author and leader of the strategy to develop Lonsec into a full-service research, data, advisory, administration and transactional business.

Before 2011, Jason was CEO of SuperRatings, responsible for developing the firm’s research capability and establishing the SuperRatings product suite and bringing it successfully to market. During this period, Jason consulted to the majority of superannuation funds and became a regular media commentator on superannuation and market performance. Jason has also presented and spoken at key Australian and International conferences on retirement savings performance, systems and strategies.

Jason has led teams in successfully building and delivering financial technology to the pension industry to meet unfulfilled needs. These solutions include next-generation financial technology - Recreo and also the GPen superannuation administration systems, SuperRatings SMART and automated superannuation advice tool, Super Blueprint.

Jason holds a Bachelor Business (Accounting) from Swinburne University of Technology and is a Member of the Australian Institute of Company Directors.

Ada Ho

Research Analyst

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Ada Ho joined MPF Ratings in 2019 as a Research Analyst providing support in the areas of research, analysis, interpretation and data presentation.

Ada utilises the MPF industry’s most complete set of data, with in-depth research, analysis and tools that allows MPF Ratings to benchmark the scheme’s offering, compare option asset allocations, and identify opportunities to enhance the scheme’s value for their members.

Ada has strong quantitative research and analytical skills, and good knowledge of different investment products across the MPF funds. With a solid technical knowledge, and client servicing experience, Ada has proven to be a very capable member of the MPF Ratings team.

Prior to her role at MPF Ratings, Ada worked in various global companies from Asset Management, Custodian Banking to Investment Corporations. The experiences gained from these global companies has sharpened her understanding in comprehensive practices in Portfolio Performance, Risk Analytical Services and Investment Guideline Monitoring.

Ada graduated from University of Toronto, Canada and holds a Bachelor of Commerce degree in Finance and an Honours Bachelor of Science degree specialising in Computer Science and Data Management.

About Us

Better Retirement Outcomes

Our Team

Angie Lo

Francis Chung

Jason Clarke

Ada Ho

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