The Fidelity Retirement Master Trust is the 2019 MPF Scheme of the Year. The Scheme is one of only five schemes to be issued a Gold rating for 5 consecutive years. Gold rated MPF schemes offer members the best value which means they are generally well regarded across all key assessment criteria. The Scheme was also the MPF Scheme of the Year in 2014, 2015 and 2017. Additionally, the Scheme has received numerous quantitative and qualitative awards over the past few years. The Scheme was awarded the 10 Year Consistent Performer award for Bond Fund category, the Best Use of Technology award, and the Best Communication and Education award in 2019.